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Cashgram

Cashfree Payments

MY ROLE

Product Design

Interaction Design

MY TEAM

Lasya - Product Manager

Shirish - Engineer

TILEMLINE

March 2023 - April 2023

WHAT IS IT

Cashgram is a feature designed to improve the payout process by collecting recipient payment details, such as bank account information, to facilitate refund payments efficiently.

CONTEXT

To enhance the Cashgram experience, design efforts were focused on repurposing existing APIs and simplifying the payout flow. Collaborating with various teams, we identified an opportunity to use an internal verification API to streamline the process and reduce wait times for both merchants and customers.

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Earlier - SMS links sent to initiate refunds

New - Can directly send refund money to customer's UPI

The process of collecting refund was simplified for the merchants by breaking down it into simpler steps

OVERVIEW

01

Problem

30% of Cashgram links (SMS and messages sent to customers to fill in account details to get refunds) were not reverted, causing refund delays. Merchants had to send multiple reminders, increasing their workload. The challenge was to make payout links more efficient, ensuring faster payments and reducing the stress for merchants with fewer manual interventions.

Outcome

🎉 90% of cashgram links and cases of refunds were getting closed. The average lead time required in closing refunds reduced significantly to about 5 days from 33 days.

💰

Cashgram

Cashfree Payments

MY ROLE

Product Design

Interaction Design

MY TEAM

Lasya - Product Manager

Shirish - Engineer

TILEMLINE

March 2023 - April 2023

WHAT IS IT

Cashgram is a feature designed to improve the payout process by collecting recipient payment details, such as bank account information, to facilitate refund payments efficiently.

CONTEXT

To enhance the Cashgram experience, design efforts were focused on repurposing existing APIs and simplifying the payout flow. Collaborating with various teams, we identified an opportunity to use an internal verification API to streamline the process and reduce wait times for both merchants and customers.

🔴

Earlier - SMS links sent to initiate refunds

New - Can directly send refund money to customer's UPI

The process of collecting refund was simplified for the merchants by breaking down it into simpler steps

OVERVIEW

01

Problem

30% of Cashgram links (SMS and messages sent to customers to fill in account details to get refunds) were not reverted, causing refund delays. Merchants had to send multiple reminders, increasing their workload. The challenge was to make payout links more efficient, ensuring faster payments and reducing the stress for merchants with fewer manual interventions.

Outcome

🎉 90% of cashgram links and cases of refunds were getting closed. The average lead time required in closing refunds reduced significantly to about 5 days from 33 days.

💰

Cashgram

Cashfree Payments

MY ROLE

Product Design

Interaction Design

MY TEAM

Lasya - Product Manager

Shirish - Engineer

TILEMLINE

March 2023 - April 2023

WHAT IS IT

Cashgram is a feature designed to improve the payout process by collecting recipient payment details, such as bank account information, to facilitate refund payments efficiently.

CONTEXT

To enhance the Cashgram experience, design efforts were focused on repurposing existing APIs and simplifying the payout flow. Collaborating with various teams, we identified an opportunity to use an internal verification API to streamline the process and reduce wait times for both merchants and customers.

🔴

Earlier - SMS links sent to initiate refunds

New - Can directly send refund money to customer's UPI

The process of collecting refund was simplified for the merchants by breaking down it into simpler steps

OVERVIEW

01

Problem

30% of Cashgram links (SMS and messages sent to customers to fill in account details to get refunds) were not reverted, causing refund delays. Merchants had to send multiple reminders, increasing their workload. The challenge was to make payout links more efficient, ensuring faster payments and reducing the stress for merchants with fewer manual interventions.

Outcome

🎉 90% of cashgram links and cases of refunds were getting closed. The average lead time required in closing refunds reduced significantly to about 5 days from 33 days.

💰

Cashgram

Cashfree Payments

MY ROLE

Product Design

Interaction Design

MY TEAM

Lasya - Product Manager

Shirish - Engineer

TILEMLINE

March 2023 - April 2023

WHAT IS IT

Cashgram is a feature designed to improve the payout process by collecting recipient payment details, such as bank account information, to facilitate refund payments efficiently.

CONTEXT

To enhance the Cashgram experience, design efforts were focused on repurposing existing APIs and simplifying the payout flow. Collaborating with various teams, we identified an opportunity to use an internal verification API to streamline the process and reduce wait times for both merchants and customers.

🔴

Earlier - SMS links sent to initiate refunds

New - Can directly send refund money to customer's UPI

The process of collecting refund was simplified for the merchants by breaking down it into simpler steps

OVERVIEW

01

Problem

30% of Cashgram links (SMS and messages sent to customers to fill in account details to get refunds) were not reverted, causing refund delays. Merchants had to send multiple reminders, increasing their workload. The challenge was to make payout links more efficient, ensuring faster payments and reducing the stress for merchants with fewer manual interventions.

Outcome

🎉 90% of cashgram links and cases of refunds were getting closed. The average lead time required in closing refunds reduced significantly to about 5 days from 33 days.

To view the full case study, please open the link on a desktop 🙂

To view the full case study, please open the link on a desktop 🙂

To view the full case study, please open the link on a desktop 🙂

FINAL INTERACTION

02

FINAL INTERACTION

02

FINAL OUTPUT

03

FINAL OUTPUT

03

Enhanced cashgram experience

The redesigned cashgram process yielded significant improvements: demonstrating the new design's success in making the payout process more efficient and user-friendly, benefiting both merchants and their customers.

84%

Overall Refund Payout Lead Time Decreased by 84%, to about 5 days from 33 days.

70%

The number of support tickets related to Cashgram issues was reduced.

40%

I improved the successful user test tasks rate of the.

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Landing Page

Cashfree Payments

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Landing Page

Cashfree Payments

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Landing Page

Cashfree Payments

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Landing Page

Cashfree Payments